This guide entitled “FEMA Spells Federal Disaster Relief for Homeowners and Renters” was created by Consumer Action’s Insurance Education Project (December 4, 2020) and is meant to explain the variety of programs offered by the Federal Emergency Management Agency (FEMA) to help victims of disasters repair, rebuild or replace their homes and possessions. This publication describes the types of FEMA assistance available to homeowners and renters and provides details about program eligibility and the application process. It also highlights the limitations of FEMA assistance and stresses the importance of purchasing adequate personal insurance coverage.
According to Consumer Action, if you are a homeowner or renter whose home or belongings were damaged or destroyed in a disaster, you might be eligible for financial assistance from the U.S. government. The Federal Emergency Management Agency (FEMA) offers a variety of programs to help victims of disasters repair, rebuild or replace their homes and possessions.
